How do we define “clean energy?” Clean energy products, technologies, and services are those that utilize renewable energy, reduce energy consumption, improve energy efficiency, and/or improve energy consciousness while also reducing pollution, greenhouse gases, water usage, and/or toxic waste. Some examples of what is included in this definition are: solar electric systems, solar water heating systems, wind turbines, fuel cells, electric cars, electric motorcycles, net zero energy homes, geothermal heat pumps, bicycles, electric-assist bicycles, LED lighting, insulation, and weatherproofing.

Unlike typical loans, clean energy loans all reduce the cost of living for borrowers while also decreasing their environmental footprint!!

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Credit unions are democratically owned, not-for-profit financial cooperatives that serve an identified community (rather than the general public). The people and organizations within the identified community are eligible to become “members” or “member-owners” of the credit union. Credit unions are designed to leverage the financial strength of their members in order to provide financial services to one another without the need to make a profit from these transactions. As a member-owner of a credit union, you have the ability to take out loans, make deposits, run for the board of directors, and cast a vote in elections (on a one-vote-per-member basis).

When a credit union is federally chartered, like Clean Energy Credit Union, it is technically a 501(c)(1) tax-exempt organization that’s regulated by the National Credit Union Administration (NCUA) and receives federal deposit insurance from the National Credit Union Share Insurance Fund (NCUSIF).

While credit unions are similar to banks, there are also many important differences. Click here to learn more about how credit unions differ from banks.

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Clean Energy Credit Union makes available the following personal finance calculators to assist in your borrowing process. Click either one to enter your data and explore different financing scenarios.

Vehicle Affordability Calculator: "How much car can I afford?"
Loan Payment Calculator: "How much will my loan payments be?"