Installer Resources

Credit approvals and loan rates are valid for 6 months from an applicant’s original pre-approval date.

• All loan proceeds need to be approved by Clean Energy CU for disbursement to the dealer within this 6- month validity period. 
• After the 6-month validity period expires, credit approvals may be extended another 4 months:
  • Clean Energy CU can do a hard credit pull – after obtaining explicit permission from the customer. 
  •  If the hard credit pull results in a credit score that has dropped by more than a nominal delta, then Clean Energy CU may need to ask for updated proof of income and/or re-underwrite the loan app more comprehensively. Extensions or re-approvals are not guaranteed. 
• Clean Energy CU includes language about the 6-month validity period in the footnotes of each pre-approval and full approval email: “The credit approval and loan terms associated with this loan application will be valid for up to six months from the date on which you were originally pre-approved. If your loan(s) are not fully funded/closed within this six-month time frame, then credit approval will expire, after which an extension may be possible – but not guaranteed – which may require us to re-underwrite your loan application. This may involve re-pulling and re-approving your credit, re-pricing your loan terms, and re-verifying your income, among other things.”

The time it takes to go from pre-approval to full approval depends largely on how quickly the member uploads the required documents to the blueprint portal. It also depends on their attentiveness to our correspondence through email, blueprint portal messaging, and phone calls. Typically the loan can get held up during the verification of income or the membership/ID Pal identity verification process. If the member has any trouble, we are available via chat and phone at 720-479-7900 for any questions. You can also direct them to resources featured above in the applicant resources section of this page. This section features instruction documents and tutorial videos of our loan process and membership application.

We offer payment terms of net 15.

The credit approval and loan terms associated with loan applications will be valid for up to six months from the date on which you were originally pre-approved. If your loan(s) are not fully funded/closed within this six-month time frame, then credit approval will expire, after which an extension may be possible – but not guaranteed – which may require us to re-underwrite your loan application. This may involve re-pulling and re-approving your credit, re-pricing your loan terms, and re-verifying your income, among other things.