Installer Resources

To provide better service to members, Clean Energy Credit Union requires that solar loan applicants work with an installer who has been registered with Clean Energy Credit Union. If you are interested in becoming a registered solar installer, please learn more here.

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Loan Rates

Solar PV System Loans
Loan Type	Min/Max Loan Amount	Term	APR⁹ as low as
¹ The combined amounts of a short-term and long-term loan cannot exceed 100% of the project cost. The short-term loan amount is typically 30% of the project cost, and the long-term loan amount is typically for the remaining balance (70% ). In certain instances, the member may choose to go above 30% for the short-term loan or 70% for long-term loans. ² Rate shown assumes that the short-term loan balloon payment is fully repaid at maturity; if not, the interest rate is 17.99%. ³ Clean Energy Credit Union’s solar contractor partners may offer lower rates with modified terms. ⁴ Rates shown include a 2.00% discount for automatic loan payments. ⁵ Rates shown are the lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics. ⁶ Loan proceeds must be used for new equipment. ⁷ Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more. ⁸ Re-finance options available, fees apply. ⁹ APR = Annual Percentage Rate. All rates and programs are subject to change at any time. See “loan fees” tab for associated fees.
Loan Type Short-Term Solar Electric System Loan (i.e. Solar Tax Credit Loan)	Min/Max Loan Amount $3,000 to $150,000 (When part of a Combo Loan, typically 30% Loan-to-Value¹)	Term 12 or 18 months	APR⁹ as low as 7.50% ^{2 3 4 5 6 7}
Loan Type Single, Everyday, or Long-Term Solar Electric System Loan	Min/Max Loan Amount $3,000 to $150,000 (When part of a Combo Loan, typically 70% Loan-to-Value¹)	Term 12 years	APR⁹ as low as 7.50% ^{3 4 5 6 7 8}
Loan Type Single, Everyday, or Long-Term Solar Electric System Loan	Min/Max Loan Amount $3,000 to $150,000 (When part of a Combo Loan, typically 70% Loan-to-Value¹)	Term 15 years	APR⁹ as low as 8.00% ^{3 4 5 6 7 8}
Loan Type Single, Everyday, or Long-Term Solar Electric System Loan	Min/Max Loan Amount $3,000 to $150,000 (When part of a Combo Loan, typically 70% Loan-to-Value¹)	Term 20 years	APR⁹ as low as 8.25% ^{3 4 5 6 7 8}

Geothermal System/Ground-Source Heat Pump Loans
Loan Type	Min/Max Loan Amount	Term	APR⁹ as low as
¹ The combined amounts of a short-term and long-term loan cannot exceed 100% of the project cost. The short-term loan amount is typically 30% of the project cost, and the long-term loan amount is typically for the remaining balance (70% ). In certain instances, the member may choose to go above 30% for the short-term loan or 70% for long-term loans. ² Rate shown assumes that the short-term loan balloon payment is fully repaid at maturity; if not, the interest rate is 17.99%. ³ Clean Energy Credit Union’s solar contractor partners may offer lower rates with modified terms. ⁴ Rates shown include a 2.00% discount for automatic loan payments. ⁵ Rates shown are the lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics. ⁶ Loan proceeds must be used for new equipment. ⁷ Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more. ⁸ Re-finance options available, fees apply. ⁹ APR = Annual Percentage Rate. All rates and programs are subject to change at any time. See “loan fees” tab for associated fees.
Loan Type Short-Term Geothermal System Loan (i.e. Geothermal Tax Credit Loan)	Min/Max Loan Amount $3,000 to $150,000 Typically 30% Loan-to-Value¹	Term 12 or 18 months	APR⁹ as low as 7.50% ^{2 3 4 5 6 7 8}
Loan Type Long-Term or Everyday Geothermal System Loan	Min/Max Loan Amount $3,000 to $150,000 Typically 70% Loan-to-Value¹	Term 12 years	APR⁹ as low as 7.50%^{3 4 5 6 7 8}
Loan Type Long-Term or Everyday Geothermal System Loan	Min/Max Loan Amount $3,000 to $150,000 Typically 70% Loan-to-Value¹	Term 15 years	APR⁹ as low as 8.00%^{3 4 5 6 7 8}
Loan Type Long-Term or Everyday Geothermal System Loan	Min/Max Loan Amount $3,000 to $150,000 Typically 70% Loan-to-Value¹	Term 20 years	APR⁹ as low as 8.25%^{3 4 5 6 7 8}

Green Home Improvement Loans
Loan Type	Min/Max Loan Amount	Term	APR⁵ as low as
¹ Loans must be used for qualifying clean energy products and services – see list here. ² Rates shown include a 2.00% discount for automatic loan payments. ³ Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics. ⁴ Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more. ⁵ APR = Annual Percentage Rate. All rates and programs are subject to change at any time. See “loan fees” tab for associated fees.
Loan Type Secured Green Home Improvement Loans¹	Min/Max Loan Amount $3,000 to $75,000	Term 3 years	APR⁵ as low as 5.24%^{2 3 4}
Loan Type Secured Green Home Improvement Loans¹	Min/Max Loan Amount $3,000 to $75,000	Term 5 years	APR⁵ as low as 5.74%^{2 3 4}
Loan Type Secured Green Home Improvement Loans¹	Min/Max Loan Amount $3,000 to $75,000	Term 7 years	APR⁵ as low as 5.99%^{2 3 4}
Loan Type Secured Green Home Improvement Loans¹	Min/Max Loan Amount $3,000 to $75,000	Term 10 years	APR⁵ as low as 6.49%^{2 3 4}
Loan Type Unsecured Green Home Improvement Loans¹	Min/Max Loan Amount $1,000 to $50,000	Term 3 years	APR⁵ as low as 8.24%^{2 3 4}
Loan Type Unsecured Green Home Improvement Loans¹	Min/Max Loan Amount $1,000 to $50,000	Term 5 years	APR⁵ as low as 8.74%^{2 3 4}
Loan Type Unsecured Green Home Improvement Loans¹	Min/Max Loan Amount $1,000 to $50,000	Term 7 years	APR⁵ as low as 8.99%^{2 3 4}
Loan Type Unsecured Green Home Improvement Loans¹	Min/Max Loan Amount $1,000 to $50,000	Term 10 years	APR⁵ as low as 9.49%^{2 3 4}

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