Earth Day 2024

Fight Ocean Plastic Pollution One CD at a Time

Reduce Your Plastic Usage and Invest in a Cleaner Future this Earth Day

Reduce your Footprint and Save For Your Future

This year’s Earth Day theme is Plastics vs Planet. To help reduce plastic usage, we’ll be giving away custom OceanR reusable water bottles for the first 50 individuals that open a $2,500+ CD or IRA CDs* in April.

Have enough water bottles? You’ll have the option to opt for us to make a donation to UOcean’s work to stop river & Ocean plastic pollution instead. See details on OceanR and UOcean below.

*To qualify, CDs must be opened using funds that are not currently deposited at Clean Energy Credit Union. One water bottle per member.

Rates as high as 4.70% APY

Clean Energy Certificate of Deposit (CD) Rates
Terms⁽²⁾	$1,000 – $24,999⁽¹⁾		$25,000 – $99,999		$100,000
(1) Minimum balance requirement = $1,000. (2) Early withdrawal penalties may apply to certificates of deposits. See Truth In Savings for details. (3) Dividend rates for an IRA clean energy CD are 0.10% higher than the standard rates shown here. (4) One time only, during the 3 year term, member has the option to reset dividend rate to the rate in effect at the time of the reset.
Terms⁽²⁾	$1,000 – $24,999⁽¹⁾ Dividend Rate⁽³⁾	APY	$25,000 – $99,999 Dividend Rate⁽³⁾	APY	$100,000 Dividend Rate⁽³⁾	APY
Terms⁽²⁾ 6 months	$1,000 – $24,999⁽¹⁾ 4.30%	4.39%	$25,000 – $99,999 4.40%	4.49%	$100,000 4.50%	4.59%
Terms⁽²⁾ 1 year	$1,000 – $24,999⁽¹⁾ 4.00%	4.07%	$25,000 – $99,999 4.10%	4.18%	$100,000 4.20%	4.28%
Terms⁽²⁾ 2 years	$1,000 – $24,999⁽¹⁾ 3.95%	4.02%	$25,000 – $99,999 4.00%	4.07%	$100,000 4.05%	4.13%
Terms⁽²⁾ 3 years	$1,000 – $24,999⁽¹⁾ 3.25%	3.30%	$25,000 – $99,999 3.30%	3.35%	$100,000 3.35%	3.40%
Terms⁽²⁾ 3 years (bump up option)⁽⁴⁾	$1,000 – $24,999⁽¹⁾ 2.20%	2.22%	$25,000 – $99,999 2.25%	2.27%	$100,000 2.30%	2.32%
Terms⁽²⁾ 4 years	$1,000 – $24,999⁽¹⁾ 2.10%	2.12%	$25,000 – $99,999 2.15%	2.17%	$100,000 2.20%	2.22%
Terms⁽²⁾ 5 years	$1,000 – $24,999⁽¹⁾ 2.15%	2.17%	$25,000 – $99,999 2.20%	2.22%	$100,000 2.25%	2.27%
Terms⁽²⁾ 10 years	$1,000 – $24,999⁽¹⁾ 2.25%	2.27%	$25,000 – $99,999 2.30%	2.32%	$100,000 2.35%	2.38%

IRA Certificate of Deposit (CD) Rates
Terms⁽²⁾	$1,000 – $24,999⁽¹⁾		$25,000 – $99,999		$100,000
(1) Minimum balance requirement = $1,000. (2) Early withdrawal penalties may apply to certificates of deposits. See Truth In Savings for details. (3) Dividend rates for an IRA clean energy CD are 0.10% higher than the standard CD rates. (4) One time only, during the 3 year term, member has the option to reset the dividend rate to the rate in effect at the time of the reset.
Terms⁽²⁾	$1,000 – $24,999⁽¹⁾ Dividend Rate⁽³⁾	APY	$25,000 – $99,999 Dividend Rate⁽³⁾	APY	$100,000 Dividend Rate⁽³⁾	APY
Terms⁽²⁾ 6 months	$1,000 – $24,999⁽¹⁾ 4.40%	4.49%	$25,000 – $99,999 4.50%	4.59%	$100,000 4.60%	4.70%
Terms⁽²⁾ 7 Months	$1,000 – $24,999⁽¹⁾ 5.10%	5.22%	$25,000 – $99,999 5.10%	5.22%	$100,000 5.10%	5.22%
Terms⁽²⁾ 1 year	$1,000 – $24,999⁽¹⁾ 4.10%	4.18%	$25,000 – $99,999 4.20%	4.28%	$100,000 4.30%	4.39%
Terms⁽²⁾ 2 years	$1,000 – $24,999⁽¹⁾ 4.05%	4.13%	$25,000 – $99,999 4.10%	4.18%	$100,000 4.15%	4.23%
Terms⁽²⁾ 3 years	$1,000 – $24,999⁽¹⁾ 3.35%	3.40%	$25,000 – $99,999 3.40%	3.45%	$100,000 3.45%	3.51%
Terms⁽²⁾ 3 years (bump up option)⁽⁴⁾	$1,000 – $24,999⁽¹⁾ 2.30%	2.38%	$25,000 – $99,999 2.35%	2.38%	$100,000 2.40%	2.43%
Terms⁽²⁾ 4 years	$1,000 – $24,999⁽¹⁾ 2.20%	2.22%	$25,000 – $99,999 2.25%	2.27%	$100,000 2.30%	2.32%
Terms⁽²⁾ 5 years	$1,000 – $24,999⁽¹⁾ 2.25%	2.27%	$25,000 – $99,999 2.30%	2.32%	$100,000 2.35%	2.38%
Terms⁽²⁾ 10 years	$1,000 – $24,999⁽¹⁾ 2.35%	2.38%	$25,000 – $99,999 2.40%	2.43%	$100,000 2.45%	2.48%

Calculate Your Interest & Impact

Removing Plastics From Our Oceans

It’s estimated that between 5.3 and 14 million tons of plastic waste enters the ocean annually worldwide. In an effort to help reduce the amount of plastic used, we’ve worked with OCEANR to create reusable water bottles to help reduce the need for single use bottles. We will also be making donations to UOCEAN.

OCEANR

OCEANR is on a mission to reclaim our oceans by removing as much plastic as they can and recycling it into something new: eye-catching, boldly designed clothing and product ranges for businesses and consumers. Every OCEANR product purchased helps fund mega marine clean-up projects across the Mediterranean and Kenya.

UOcean

UOCEAN’s mission is to combat canal, river and ocean plastics and restore marine ecosystems partnering with minority and stigmatized communities.

Our Impact on the Planet

While one person moving their savings may not seem like much, it makes an impact and when we combine our efforts we can make a big impact on the environment and the clean energy movement.

Amount of $ Invested into Clean Energy Projects
$230M+
Tons of CO2 Equavalent Offset
900,000+
Clean Energy Loans Financed
12,500+

Questions & Answers

Learn more about opening a CD with Clean Energy CU.

To receive a water bottle you must be one of the first 50 members to open a CD or IRA CD during the month of April. Your CD or IRA CD must be $2,500 or more and use funds that were not previously deposited at Clean Energy Credit Union. Meaning, you can’t shift dollars from another account, you must deposit new funds into one of your accounts to open the CD.

This promotion is limited to one water bottle per member.

If you are a new member, you can open a CD by completing our easy online membership application. On the first page of the application, you will be asked which products you’re interested in, click “certificate accounts” and indicate the term you’d like.

For a walk-through of our application process, see our instructions for joining document.

Interest payments are made on a monthly basis and are automatically deposited into your Clean Energy Credit Union savings account.

Because we are a federally chartered credit union, all deposits will be federally insured up to the allowable limits (e.g. up to $250k per person or per organization). This makes opening a deposit account or buying a “clean energy CD” far less risky than any other kind of investment in the clean energy sector. Furthermore, with low minimum investment thresholds, regular people—not just big financiers—will be able to leverage their dollars to support clean energy through safe, sound investments.

All deposits in Clean Energy Credit Union are insured by the National Credit Union Share Insurance Fund (NCUSIF). According to Wikipedia: “[The NCUSIF] is administered by the National Credit Union Administration (NCUA) for the purpose of providing deposit insurance to protect deposits of credit union members at insured institutions in the United States. It was created in 1970 shortly after the creation of the NCUA as an independent regulator of credit unions. The NCUSIF is funded completely by participating credit unions, and no taxpayer dollars have ever been used to bail out a credit union. The NCUSIF is backed by the full faith and credit of the United States government.”

Early withdrawal penalties may apply to certificates of deposits. See Truth In Savings for details.

Open a CD

Complete our simple online application to open a CD today and rest easy knowing your dollars and helping to accelerate the clean energy movement.

Open Account