Small Business Checking Accounts

First, see if you’re already eligible to join Clean Energy Credit Union by being a part of our “field of membership,” which currently includes:

1. A member of one of the following organizations:  
   1. African-American Credit Union Coalition
   2. American Solar Energy Society
   3. Association of Energy Service Professionals
   4. Colorado Renewable Energy Society
   5. Denver Electric Vehicle Council
   6. Electric Auto Association
   7. Engineers for a Sustainable World
   8. EVHybridNoire
   9. Georgia Solar Energy Association
   10. Green America
   11. GreenHome Institute
   12. Illinois Solar Energy Association
   13. Midwest Renewable Energy Association
   14. Northeast Sustainable Energy Association
   15. Polar Bear Sustainable Energy Co-op
   16. RENEW Wisconsin
   17. Renewable Energy Owners Coalition of America
   18. Solar United Neighbors
   19. Texas Solar Energy Society
   20. Women of Renewable Industries and Sustainable Energy
       
2. An employee or volunteer of one of the following organizations:  
   1. Clean Energy Credit Union
   2. Our Climate
   3. 350 Colorado
      
3. A member of the immediate family or household of someone who is eligible via one of the above options or of someone who is already a member of Clean Energy Credit Union

If you’re not already eligible to join Clean Energy Credit Union, you can consider joining one of the above organizations. On your membership application, you can request that Clean Energy Credit Union sign you up for a membership with the Solar United Neighbors free of charge or request that Clean Energy Credit Union sign you up for a one-year membership with the- American Solar Energy Society and deduct the associated $10 membership fee from your opening account balance. Click here to learn more about the field of membership partner organizations listed above.

After confirming your eligibility, you would then open a “share account” (i.e. savings account) with a $5 minimum deposit which would serve as your ownership share in Clean Energy Credit Union. Once someone becomes a member of the Credit Union, they are a member for life. Click here to join Clean Energy Credit Union.

In case it helps, here’s some background on what a credit union “field of membership” is: although credit unions provide similar services as banks, they are different from banks in many ways. For example, a credit union is a not-for-profit, financial services cooperative that exists solely to serve its members and to fulfill its mission, whereas a bank exists to maximize financial returns for its stockholders. Another difference is that a bank can serve the general public whereas a credit union can only serve its “field of membership,” which is defined by regulators as the people and entities that are legally eligible to join the credit union. Ultimately, a credit union’s field of membership is comprised of one or more groups of people and entities that all have something in common that binds them together in some way. Many credit unions have a field of membership that includes people who work for a certain employer, or who live in a certain geographic area, or who are members of the same professional association or religious organization.

Business Solutions requires certain business-governance documents (the operational rules) for your business. The documents required—and what goes in them—will vary based on the structure of your business and any applicable state and local requirements. Consulting with business counselors, attorneys and accountants can prove helpful. Specifics on the documentation needed can be found here.

If you have a checking account and a debit card, you can make free ATM withdrawals from any of 32,000+ MoneyPass® shared ATM machines throughout the USA (and international travelers can use any of 2.1 million Cirrus ATM’s worldwide where fees may apply). You can download the MoneyPass® mobile app to locate the nearest network ATM. You can also use your debit card to get free cash back at the “point of sale” (e.g. when making a purchase at your local grocery store).

There are a variety of ways you can utilize our services including:

• Online Banking: You can access your accounts securely from any computer with our user-friendly online banking platform. Members can easily:
  • View account balances and up to 90 days of transaction history
  • Transfer funds between your Credit Union accounts or other U.S. financial institutions
  • Schedule or cancel transfers, and track transfer history
  • Leverage Bill Pay services
  • Manage your debit card with card controls
• Mobile App: Our secure mobile app also allows you to manage your account from your tablet or mobile phone. Download the app and get access to:
  • Mobile check deposit
  • Account balances and transactions
  • Schedule bill payments
  • Transfer money between your accounts
  • Locate ATM and shared branch locations
  • Leverage Bill Pay services
• Shared Branches: Our shared branch network allows members to perform a range of transactions at other credit unions throughout the country. Find a location near you.
• Mail: You can mail checks for deposit to us at Clean Energy Credit Union PO Box 4233 Englewood, CO 80155

Depositing funds into your account is easy with our mobile deposit feature within the Clean Energy Mobile Banking App. If you haven’t already, download the app from the app store. Log in to the app. Tap the “Check Deposit” option at the bottom of the screen. Follow the instructions to take photos of the front and back of your endorsed check.

These video tutorials walk you through how to use card controls on desktop and mobile device.

Video: Using Card Controls in Online Banking

Video: Using Card Controls in the Mobile App

Currently, we do not offer “Bill Pay” for business accounts. As the number of business accounts we service continues to grow we continuously work on adding additional features and hope to have this available at some point in the future.