Clean Energy CU Loan Payment Options
Managing Your Clean Energy CU Loan
New loan? Your payments are already set up!
Rest assured, if you signed documents at closing, your standard monthly loan payments are already scheduled. No action is needed unless you want to change the account, make extra or principal-only payments, or pay early. Refer to your closing documents for details about your payment amount, the account your payments will be withdrawn from, and your payment start date.
You can track your payments and account balance within online banking, if you haven’t already register here using your member number provided via your welcome email. Visit our Online & Mobile Banking enrollment page to follow step-by-step instructions.
Please note: If your loan originated through Atmos, you will receive a notification 30 days before your payments begin with the exact payment amount and start date.
Convenient Ways to Make Your Clean Energy Loan Payments
At Clean Energy Credit Union, we offer flexible loan payment options designed to help you stay on track with your financing for solar, electric vehicles, and green home improvements. Whether you prefer automated transfers or need to make an urgent payment, we have a solution for you.
Standard Monthly Payments
Your monthly payments will be pulled from the account information you provided during the application process.
Accelerate Your Payoff with Principal-Only Payments
Reduce your loan balance faster by making additional principal only payments.
Loan Payment Portal: Quick One-Time Payments
Need to make a last minute payment, get caught up on your loan, or pay with your credit card? This portal can help.
Explore These Payment Options
Standard Monthly Payments
Within 30 – 45 days of your loan closing, you will begin making monthly payments via the account details your provided us with during the loan application process. You can find these details on your loan documents.
Principal-Only Payments
Principal-only payments allow you to reduce your loan balance faster by applying the full amount directly to the principal. If you’d like to make a principal only payment, please have your payment in one of your clean energy cu accounts and call, email or chat us requesting a principal only payment.
Loan Payment Portal
You can make additional loan payments, pay with your credit card or get caught up on missed payments via this loan payment portal. See this guide to walk through the quick and easy payment process.
Access PortalManaging Your Short-Term (Balloon) Loan
If you have a short-term balloon loan (often part of our Combo Loan option), the full balance is due after 12 or 18 months. Because these are specific balloon payments, funds must be applied manually in-house. We will contact you prior to your due date to discuss payment options. See payment guide.
Payment Options for Short-Term (Balloon) Loan
Mobile Deposit
Deposit a check via our app (up to $5,000 limit) and note “short-term loan payment” in the memo.
Bill Pay
Use Bill Pay from another financial institution, indicating the funds are for your short-term loan.
Mail a check to Clean Energy Credit Union, P.O. Box 4233, Englewood CO 80155.
Shared Branch
Make an in-person deposit at one of our shared branch locations.
Frequently Asked Questions
General Payment Questions
Registering for online banking is quick and easy. Visit our Online & Mobile Banking enrollment page to follow step-by-step instructions.
Do I have to register for payments to happen? No. Automatic payments start without any additional action.
There are a number of ways you can make payments or pay off your short-term loan. The key when paying towards this loan is that we need to make the payment in-house once you get the funds into your savings account. The reason is that this loan is a balloon loan, so it is looking for a payment from you ONLY on the due date and not before. We can circumvent this in-house once you take one of the following steps to make the funds available.
- Mobile Deposit via our app: You can deposit a check via the mobile deposit feature within our app and note in the memo section “short-term loan payment”. There is a $5,000 limit on these deposits, if you’d like to deposit more please reach out and we can increase the limit for you.
- Bill Pay: You Can make a payment by using bill pay from a different financial institution, just be sure to indicate you want the funds applied to your short-term loan and we will apply upon receiving payment.
- External Transfer: You can transfer funds to your savings through external transfer via online banking (the funds would be deposited into your savings account and can be moved per your request via email, phone, or chat)
- Phone: A telephone payment/payoff for you with a $10.00 processing fee
- Mail in payment: Mail check to Clean Energy Credit Union, P.O. Box 4233, Englewood CO 80155. Please do not mail cash.
- Shared Branch: Visit one of our shared branch locations in your area to make a deposit in person. Use this link to find one in your area.
If you’d like to make a principal only payment, please have your payment in one of your clean energy cu accounts and call, email or chat us requesting a principal only payment.
Loan Payment Portal Questions
When paying via a credit or debit card, the following fees apply:
$0 – $500 payment: $15 fee
$500.01 – $1000 payment: $30 fee
$1000.01 – $1500 payment: $45 fee
$1500.01 – $2000 payment: $60 fee
$2000.01 – $2500 payment: $75
Payments made via the Loan Payment Portal will process within 1-3 days.
No, final loan payoffs cannot be made using this payment method, as it takes time to process and interest accrues daily.
Minimum payment amount is $50, and max payment amount is $6,000 if using Checking/Savings account or $2,500 for debit/credit card .