Solar Loan Options
Flexible solar financing for every homeowner
Empower your customers to go solar with confidence.
Clean Energy Solar Loan Products
Empower your business and offer your customers a seamless transition to renewable energy with solar PV installer financing with zero dealer fees. At Clean Energy Credit Union, we prioritize your project margins by eliminating the hidden costs often found with traditional lenders. Our suite of flexible solar loan products designed to help you close more sales while providing your clients with transparent, fixed-rate monthly payments.
Our comprehensive suite of Clean Energy solar loan products is designed to provide installers with versatile financing solutions that meet the diverse needs of modern homeowners. We empower our registered partners to close more sales with zero-down financing.
Offer Your Customers Flexible Solar Financing
Provide your clients with multiple affordable solar loan options designed to make clean energy accessible and stress-free. Our financing allows homeowners to fund up to 100% of their project costs—from panels and equipment to installation fees—ensuring they can move forward with high-value projects without upfront stress. Use our diverse loan products as a key competitive advantage.
These solar PV products allow for “Scope Flexibility,” meaning up to 45% of the loan can cover essential project upgrades like battery storage, electrical panel updates, or roof repairs. By integrating these specific financial tools into your sales workflow, your business can offer a seamless, high-value experience that makes transitioning to renewable energy more accessible and affordable for every client.
Our Everyday Solar Loan is designed for homeowners who want an easy, transparent financing option. It offers 60 days of no payments and no interest, giving borrowers time to start saving on their utility bills before regular payments begin.
After the 60-day grace period, the loan is repaid in equal monthly installments at a fixed interest rate, so payments stay consistent over time. There are no hidden fees or surprises, and no prepayment penalties.
- 100% financing and no money down
- Fixed-rate payments
- 12-, 15-, or 20-year terms
- 60 days of no payments and no interest
- No prepayment penalties
Many homeowners are currently sitting on high-interest solar loans or want to add upgrades (like battery storage or more panels) but don’t want the hassle of multiple monthly payments. Our new Solar Refinance Program allows them to:
- Lower Monthly Payments: Transition from high-interest third-party loans to our competitive, mission-driven rates.
- Bundle & Expand: Homeowners can roll the cost of new equipment—such as battery storage, EV chargers, or panel expansions—into one simple, low-interest monthly payment.
- No Prepayment Penalties: Unlike many traditional solar lenders, we encourage members to pay down their balance faster if they choose.
The customers system should be under 10 years old and must include the original borrowers on the loan. They will also need to have had 6 consecutive on time loan payments preceding refinance.
- Minimum Balance: $10,000
- Loan Amounts: Up to $150,000
- Flexible Terms: 12, 15, 20-year terms.
Current Solar Rates
|
Loan Type |
Min/Max Loan Amount |
Term |
APR9 as low as |
|---|---|---|---|
|
1 Clean Energy Credit Union’s solar contractor partners may offer lower rates with modified terms. See “loan fees” tab for associated fees. |
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|
Loan Type Everyday Solar System Loan |
Min/Max Loan Amount $3,000 to $150,000 |
Term 12 years |
APR9 as low as 7.50% 1 2 3 4 5 6 |
|
Loan Type Everyday Solar System Loan |
Min/Max Loan Amount $3,000 to $150,000 |
Term 15 years |
APR9 as low as 8.00% 1 2 3 4 5 6 |
|
Loan Type Everyday Solar System Loan |
Min/Max Loan Amount $3,000 to $150,000 |
Term 20 years |
APR9 as low as 8.25% 1 2 3 4 5 6 |