Installer Resources
Commercial Solar Loans
Accelerate Your Business Growth with Commercial Solar Financing
At Clean Energy Credit Union, we provide customizable, non-profit commercial clean energy financing options engineered specifically to help installers convert hesitant B2B and non-profit leads into active projects. By positioning $0-down, direct-ownership financing at the point of sale, your team can instantly address your clients’ cash-flow concerns, maximize their federal tax incentives, and accelerate your project deployment timelines through our reliable installer milestone disbursement schedule.
Empower Your Clients. Close More Deals. Clean the Grid.
Finding a reliable commercial solar loan for installers shouldn’t be the bottleneck that stalls your pipeline. For commercial solar contractors aiming to scale, offering the right financial product is just as critical as engineering the array itself, especially when business leads demand an alternative to rigid leases and third-party PPAs.
Commercial Resources
Commercial lending has a reputation for being slow and buried in paperwork. We do things differently. We provide clear, upfront checklists so you and your clients know exactly what is needed from day one, resulting in faster approvals and fewer delays.
Applicant Resources
As a solar installer, you know that the biggest hurdle to closing commercial deals isn’t the technology—it’s the upfront cost.
At Clean Energy Credit Union, we’ve designed a dedicated Commercial Solar Loan program specifically to help you break through that barrier. As a mission-aligned, member-owned financial cooperative and certified B Corp, we offer a transparent, non-profit alternative to traditional commercial lending.
By partnering with us, you can offer your business, non-profit, and institutional clients a clear path to direct system ownership with financing they can actually trust.
Why Installers Partner with Clean Energy Credit Union
When you bring our commercial financing options to the table, you aren’t just offering a loan—you’re offering a competitive advantage that helps you win more bids.
Up to 100% Financing
Eliminate the sticker shock. We offer $0-down options that allow your clients to preserve their operational capital while immediately lowering their utility bills.
The Power of Ownership
Unlike third-party PPAs or rigid leases, our loans prioritize direct ownership. This means your clients pocket the long-term ROI, utility savings, and federal tax incentives (like the ITC) directly.
Flexible Project Scopes
Our loans are built for modern clean energy designs. Finance standard commercial solar PV, plus complementary technologies like energy storage (battery backups) and energy efficiency upgrades.
Streamlined Milestone Disbursements
We understand your cash flow needs. Our milestone payment schedule ensures you receive project disbursements at critical stages of the installation process, keeping your projects on schedule and funded.
Get Started Today
Are you working on a commercial bid right now? Let’s get it financed.
Call Us
Future Installers: Learn about becoming part of our network and review the requirements.
Become an InstallerFrequently Asked Questions
Credit approvals and loan rates are valid for 6 months from an applicant’s original pre-approval date.
- All loan proceeds need to be approved by Clean Energy CU for disbursement to the dealer within this 6- month validity period.
- After the 6-month validity period expires, credit approvals may be extended another 4 months:
- Clean Energy CU can do a hard credit pull – after obtaining explicit permission from the customer.
- If the hard credit pull results in a credit score that has dropped by more than a nominal delta, then Clean Energy CU may need to ask for updated proof of income and/or re-underwrite the loan app more comprehensively. Extensions or re-approvals are not guaranteed.
- Clean Energy CU includes language about the 6-month validity period in the footnotes of each pre-approval and full approval email: “The credit approval and loan terms associated with this loan application will be valid for up to six months from the date on which you were originally pre-approved. If your loan(s) are not fully funded/closed within this six-month time frame, then credit approval will expire, after which an extension may be possible – but not guaranteed – which may require us to re-underwrite your loan application. This may involve re-pulling and re-approving your credit, re-pricing your loan terms, and re-verifying your income, among other things.”
The time it takes to go from pre-approval to full approval depends largely on how quickly the member uploads the required documents to the blueprint portal. It also depends on their attentiveness to our correspondence through email, blueprint portal messaging, and phone calls. Typically the loan can get held up during the verification of income or the membership/ID Pal identity verification process. If the member has any trouble, we are available via chat and phone at 720-479-7900 for any questions. You can also direct them to resources featured above in the applicant resources section of this page. This section features instruction documents and tutorial videos of our loan process and membership application.
We offer payment terms of net 15.
The credit approval and loan terms associated with loan applications will be valid for up to six months from the date on which you were originally pre-approved. If your loan(s) are not fully funded/closed within this six-month time frame, then credit approval will expire, after which an extension may be possible – but not guaranteed – which may require us to re-underwrite your loan application. This may involve re-pulling and re-approving your credit, re-pricing your loan terms, and re-verifying your income, among other things.
Secured vs. Non-secured loans:
