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Loan Rates

Solar PV System Loans

Loan Type

Min/Max Loan Amount

Term

APR as low as

1 The combined amounts of a short-term and long-term loan cannot exceed 100% of the project cost. The short-term loan amount is typically 30% of the project cost, and the long-term loan amount is typically for the remaining balance (70% ). In certain instances, the member may choose to go above 30% for the short-term loan or 70% for long-term loans.
2 Rate shown assumes that the short-term loan balloon payment is fully repaid at maturity; if not, the interest rate is 17.99%.
3 Clean Energy Credit Union’s solar contractor partners may offer lower rates with modified terms.
4 Rates shown include a 2.00% discount for automatic loan payments.
5 Rates shown are the lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.
6 Loan proceeds must be used for new equipment.
7 Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more.
8 Re-finance options available, fees apply.

See “loan fees” tab for associated fees.

Loan Type

Short-Term Solar Electric System Loan (i.e. Solar Tax Credit Loan)

Min/Max Loan Amount

$3,000 to $125,000 Typically 30% Loan-to-Value1

Term

12 or 18 months

APR as low as

7.50% 2 3 4 5 6 7

Loan Type

Long-Term Solar Electric System Loan

Min/Max Loan Amount

$3,000 to $125,000 Typically 70% Loan-to-Value1

Term

12 years

APR as low as

7.50% 3 4 5 6 7 8

Loan Type

Long-Term Solar Electric System Loan

Min/Max Loan Amount

$3,000 to $125,000 Typically 70% Loan-to-Value1

Term

15 years

APR as low as

8.00% 3 4 5 6 7 8

Loan Type

Long-Term Solar Electric System Loan

Min/Max Loan Amount

$3,000 to $125,000 Typically 70% Loan-to-Value1

Term

20 years

APR as low as

8.25% 3 4 5 6 7 8 

Geothermal System/Ground-Source Heat Pump Loans

Loan Type

Min/Max Loan Amount

Term

APR as low as

1 The combined amounts of a short-term and long-term loan cannot exceed 100% of the project cost. The short-term loan amount is typically 30% of the project cost, and the long-term loan amount is typically for the remaining balance (70% ). In certain instances, the member may choose to go above 30% for the short-term loan or 70% for long-term loans.
2 Rate shown assumes that the short-term loan balloon payment is fully repaid at maturity; if not, the interest rate is 17.99%.
3 Clean Energy Credit Union’s solar contractor partners may offer lower rates with modified terms.
4 Rates shown include a 2.00% discount for automatic loan payments.
5 Rates shown are the lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.
6 Loan proceeds must be used for new equipment.
7 Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more.
8 Re-finance options available, fees apply.

See “loan fees” tab for associated fees.

Loan Type

Short-Term Geothermal System Loan (i.e. Geothermal Tax Credit Loan)

Min/Max Loan Amount

$3,000 to $125,000 Typically 30% Loan-to-Value1

Term

12 or 18 months

APR as low as

7.50% 2 3 4 5 6 7 8

Loan Type

Long-Term Geothermal System Loan

Min/Max Loan Amount

$3,000 to $125,000 Typically 70% Loan-to-Value1

Term

12 years

APR as low as

7.50%3 4 5 6 7 8

Loan Type

Long-Term Geothermal System Loan

Min/Max Loan Amount

$3,000 to $125,000 Typically 70% Loan-to-Value1

Term

15 years

APR as low as

8.00%3 4 5 6 7 8

Loan Type

Long-Term Geothermal System Loan

Min/Max Loan Amount

$3,000 to $125,000 Typically 70% Loan-to-Value1

Term

20 years

APR as low as

8.25%3 4 5 6 7 8

Green Home Improvement Loans

Loan Type

Min/Max Loan Amount

Term

APR as low as

1 Loans must be used for qualifying clean energy products and services – see list here.
2 Rates shown include a 2.00% discount for automatic loan payments.
3 Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.
4 Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more.

See “loan fees” tab for associated fees. 

Loan Type

Secured Green Home Improvement Loans1

Min/Max Loan Amount

$3,000 to $75,000

Term

3 years

APR as low as

6.00%2 3 4

Loan Type

Secured Green Home Improvement Loans1

Min/Max Loan Amount

$3,000 to $75,000

Term

5 years

APR as low as

6.50%2 3 4

Loan Type

Secured Green Home Improvement Loans1

Min/Max Loan Amount

$3,000 to $75,000

Term

7 years

APR as low as

6.75%2 3 4

Loan Type

Secured Green Home Improvement Loans1

Min/Max Loan Amount

$3,000 to $75,000

Term

10 years

APR as low as

7.25%2 3 4

Loan Type

Unsecured Green Home Improvement Loans

Min/Max Loan Amount

$1,000 to $50,000

Term

3 years

APR as low as

8.75%2 3 4

Loan Type

Unsecured Green Home Improvement Loans

Min/Max Loan Amount

$1,000 to $50,000

Term

5 years

APR as low as

9.25%2 3 4

Loan Type

Unsecured Green Home Improvement Loans

Min/Max Loan Amount

$1,000 to $50,000

Term

7 years

APR as low as

9.50%2 3 4

Loan Type

Unsecured Green Home Improvement Loans

Min/Max Loan Amount

$1,000 to $50,000

Term

10 years

APR as low as

10.00%2 3 4

Blueprint Loan Application Portal