Photo of Joelle holding up her Clean Energy Credit Union Debit Card

Your Security is Our Priority

Credit Union Fraud Prevention

Protecting Your Clean Energy CU Accounts

We are your partner in secure, sustainable finance.

Your financial safety is our top priority. As a mission-driven institution, Clean Energy Credit Union is committed to providing robust credit union fraud prevention through our online banking security so you can bank with confidence. Explore our comprehensive fraud prevention resources to understand the advanced security measures we employ (like cutting-edge encryption and monitoring) and learn essential best practices to strengthen your personal account security against scams and identity theft.

Credit Union Fraud Prevention

Clean Energy Credit Union ensures your financial safety through a robust, multi-layered approach that includes industry-leading technology and a partnership with you, the member.

What Clean Energy CU Does to Keep You Safe

We employ industry-leading technology and protocols to ensure the security of your deposits and personal information. Our online banking security measures include:

  • Advanced Encryption: Our website and online banking services are protected using Secure Socket Layer (SSL) encryption (look for the “https” in the URL and the padlock icon 🔒) to secure data transmitted between your device and our servers.
  • High-Level Validation: Our systems utilize Extended Validation SSL Certificates for the highest level of trust and a 128-bit encrypted connection.
  • Mobile Security: Data exchanged via our Mobile Banking Apps is secured using Transport Layer Security (TLS), strong password requirements, and multifactor authentication to validate users at login.
  • Identity Verification: We use secure solutions like ID-Pal to safely and securely verify your identity and protect you from identity theft and fraud.

Need to Report Fraud or a Lost Card?

Lost your debit card? Noticed a few weird charges on your eStatement? Or maybe you’re wondering if that email you just got is legit? No worries — we’ve got a few quick ways to help you figure it all out.

Debit/Credit Card class=”wrapper”>

Lost or Stolen Card?

If your debit card has been lost or stolen, use one of the following numbers to get help:

Mon – Fri 10am – 3pm MST: 720-479-7900

24/7 Support: 800-472-3272, press 2

Shield class=”wrapper”>

Suspect Fraudulent Activity?

Go to card controls within your online banking or mobile app and deactivate your card. Then, call 844-202-5070 to dispute fraudulent charges.

Support/Help Service class=”wrapper”>

Contacted By Us?

Clean Energy Credit Union will never ask you for personal information including any account information or social security numbers via an insecure email. We also will never initiate a call asking you to provide any personal information. Review our privacy policy to learn more.

What You Can Do: Your Fraud Prevention Checklist

Know your personal information is safe, whether you’re banking on a computer or from your smartphone. Account security is a partnership. Follow these credit union fraud prevention tips to safeguard your accounts:

Website

Our website is protected using Secure Socket Layer (SSL) encryption. These security measures are in place to keep the website secure. Make sure that the (insert picture of lock) appears on the left-hand corner or if the URL begins with “https” (HyperText Transfer Protocol Secure) protects the integrity and confidentiality of the data transmitted between your device and the websites you use.

Personal Privacy

Clean Energy Credit Union will never ask you for personal information including any account information or social security numbers via an insecure email. We will also never initiate a call asking you to provide any personal information. Click here to review our privacy policy.

Online Banking

Our online banking validation offers the highest level of extended validation certificates, Secure Site Pro with Extended Validation SSL Certificates by VeriSign. These certificates provide a 128-bit encrypted connection between the user’s browser and the web services. All information in transit between the client and server, including cookies, is transmitted encrypted. Extended Validation (EV) Certificates provide visual indicators, including a green address bar and padlock at the header of the browser provides assurance to users that they are at the correct website.

Mobile

All data exchanged between Mobile Web Banking and Mobile Banking Apps with Digital Insight servers are protected in transit using Transport Layer Security (TLS). All offerings provide strong password requirements and aggressive idle timeouts. In Mobile Web Banking, no customer information is stored or cached on the device. Mobile Banking Apps use the device’s secure storage to host sensitive data.

Mobile Banking Apps use out-of-bank multifactor authentication to validate users at login.

Password Security

A password represents a shared secret between the end user and the system they are authenticating. The system cannot differentiate the real user from another user who also knows the password. For this reason, it is essential that users keep their password private.

A well-chosen password has two important characteristics; it should be easy to remember, and hard to guess – a password that has to be written down is not strong, no matter how many principles of a good password are applied. Users should be advised not to write down the password anywhere. This is an example of a more secure password: Mpis4y2!

  • At least 8 characters in length
  • At least one numeric digit
  • Use of upper and lower case
  • Use of special characters
  • Not a word in the dictionary
  • Not easily guessed
  • Can be easily remembered as an acronym: My password is secure 4 you 2! Adding another character increases the time required to crack the password almost 100 times.
    • This is an example of a less secure password: Password1
  • Is based on a word in the dictionary, Password1 is among the top 630 most used passwords and can be cracked instantly using a dictionary attack.

Got Questions? We’ve Got Answers.

Call Us

Monday-Friday
7:00 am to 5:00 pm MST

Chat Us

Monday-Friday 7:00am – 5:00pm MST

Saturday 9:00am – 12:00pm MST

Write Us

Email your questions to info@cleanenergycu.org