woman on electric bike with children

Electric Bicycle Loans

Make your commute climate-friendly with an e-bike loan.

Invest in Reliable, Carbon-Free Transportation

E-bikes are a simple, inexpensive, and super-fun way to reduce your carbon footprint and get around town.

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Clean Alternative

Ride your e-bike to work, school, your nearest grocery store, or even plan a trip across the city to explore. No matter where you go, your e-bike is the cleanest transportation alternative for short trips nearby.

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Flexible Terms

With 36 or 60 month terms, you can finance the electric bicycle of your choice with a consistent monthly payment.

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Affordable Loans

No matter which e-bike you choose, we offer loan amounts from $1,000 to $15,000 so you can finance clean transportation within your means.

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Fixed Rates

Keep your payments right where you want them with a fixed interest rate.

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No Prepayment Penalties

Ready to pay your loan off early? We encourage you to prepay your loan payments with no penalty fees.

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Automatic Payments

Never miss a due date with automatic electronic payments withdrawn from your checking account or credit card.

Today’s Rates

E-Bike Loans

Loan Type

Min/Max Loan Amount

Term up to 

APR as low as

1 Rates are rounded up to the nearest 0.25%
2 Rates shown include a 2.00% discount for automatic loan payments.
3 Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.

Loan Type

E-Bike Loan1

Min/Max Loan Amount

$500 to $4,999

Term up to 

3 years

APR as low as

8.75% 2 3

Loan Type

E-Bike Loan1

Min/Max Loan Amount

$500 to $4,999

Term up to 

5 years

APR as low as

9.25%2 3

Loan Type

E-Bike Loan1

Min/Max Loan Amount

$5,000 to $15,000

Term up to 

7 years

APR as low as

9.50%2 3

Loan Type

E-Bike Loan1

Min/Max Loan Amount

$5,000 to $15,000

Term up to 

10 years

APR as low as

10.00%2 3

Got Questions? We’ve Got Answers.

First, see if you’re already eligible to join Clean Energy Credit Union by being a part of our “field of membership,” which currently includes:

  1. A member of one of the following organizations:  
    1. African-American Credit Union Coalition
    2. American Solar Energy Society
    3. Association of Energy Service Professionals
    4. Colorado Renewable Energy Society
    5. Denver Electric Vehicle Council
    6. Electric Auto Association
    7. Engineers for a Sustainable World
    8. EVHybridNoire
    9. Georgia Solar Energy Association
    10. Green America
    11. GreenHome Institute
    12. Illinois Solar Energy Association
    13. Midwest Renewable Energy Association
    14. Northeast Sustainable Energy Association
    15. Polar Bear Sustainable Energy Co-op
    16. RENEW Wisconsin
    17. Renewable Energy Owners Coalition of America
    18. Solar United Neighbors
    19. Texas Solar Energy Society
    20. Women of Renewable Industries and Sustainable Energy
  2. An employee or volunteer of one of the following organizations:  
    1. Clean Energy Credit Union
    2. Our Climate
    3. 350 Colorado
  3. A member of the immediate family or household of someone who is eligible via one of the above options or of someone who is already a member of Clean Energy Credit Union

If you’re not already eligible to join Clean Energy Credit Union, you can consider joining one of the above organizations. On your membership application, you can request that Clean Energy Credit Union sign you up for a membership with the Solar United Neighbors free of charge or request that Clean Energy Credit Union sign you up for a one-year membership with the- American Solar Energy Society and deduct the associated $10 membership fee from your opening account balance. Click here to learn more about the field of membership partner organizations listed above.

After confirming your eligibility, you would then open a “share account” (i.e. savings account) with a $5 minimum deposit which would serve as your ownership share in Clean Energy Credit Union. Once someone becomes a member of the Credit Union, they are a member for life. Click here to join Clean Energy Credit Union.

In case it helps, here’s some background on what a credit union “field of membership” is: although credit unions provide similar services as banks, they are different from banks in many ways. For example, a credit union is a not-for-profit, financial services cooperative that exists solely to serve its members and to fulfill its mission, whereas a bank exists to maximize financial returns for its stockholders. Another difference is that a bank can serve the general public whereas a credit union can only serve its “field of membership,” which is defined by regulators as the people and entities that are legally eligible to join the credit union. Ultimately, a credit union’s field of membership is comprised of one or more groups of people and entities that all have something in common that binds them together in some way. Many credit unions have a field of membership that includes people who work for a certain employer, or who live in a certain geographic area, or who are members of the same professional association or religious organization.

E-bikes are defined as any bicycle that includes an integrated electric motor, but also retains the ability to be pedaled by the rider. NOTE: Electrified two-wheelers without pedals would be considered electric motorcycles, which are eligible for our clean energy vehicle loans.

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