Say Hello to Climate-Friendly Banking
Turn your money into a force for positive change, fostering sustainability and making an impact.
Where Passionate People Pave the Way for a Better Planet
Clean Energy Credit Union is proud to partner with Atmos Financial to continue providing climate-friendly banking options that accelerate clean energy deployment. As Atmos transitions to focusing solely on clean energy lending we are happy to provide environmentally responsible financial solutions that empower our members and support a sustainable future. Focused on clean energy, we prioritize ethical banking practices that promote renewable energy, energy efficiency, and reduced carbon footprints.
Climate-Friendly Banking, Combining Green Impact with Trusted Benefits
We’re a lot like other credit unions– but our passion for the environment is what sets us apart. When you bank with us, not only do you get great service, but you support our planet – every dollar that is deposited into our credit union helps individuals finance their clean energy and energy efficiency projects.
24/7 Access to Online & Mobile Banking
Manage your money, wherever you are, whenever you need with our mobile app and online banking.
Shared ATM & Branch Network
With almost 30,000 surcharge-free ATMs and 5,000 co-op shared branches, you can always count on us to locate a shared branch near you.
Attractive Interest Rates
Watch your savings grow while contributing to a sustainable future, with a variety of account options designed to fit your needs. See rates.
Accounts to Fit Your Goals
We offer a range of accounts, including checking, savings, money market, and CDs, to manage your finances your way. Explore all account types.
We’re More Than Just a Credit Union– We’re Clean, Green, and Exist to Promote a Better World
We help mitigate climate change.
You’re probably familiar with how climate change has affected our lives. While some institutions turn a blind eye, our vision is to face the issue head-on with loan options that reduce our impact on the environment. Read our story.
We are focused on clean energy.
We’re solely focused on clean energy lending. It’s not just our mission, but it’s also in our DNA. Whether it’s solar panels, electric vehicles, or green home improvements, we focus on the future of smarter, cleaner energy options. Explore our Clean Energy loans.
We are branch-less and online only.
Offering our services online helps us avoid the operating costs and carbon emissions that come with a branch location. With a user-friendly mobile-app, you can bank from anywhere in the world. Learn more about our online banking.
We empower you to speak with your wallet.
Where you put your money makes a difference. By shifting your focus to clean energy, you help improve the planet’s economy while reaching your personal financial goals. Explore our products and services.
We are not for-profit.
We are democratically owned, meaning our interests are controlled by our members on a one-vote-per-member basis. We serve our members rather than stockholders. Read about our mission.
We are prioritize ethical banking.
We believe in banking with integrity, offering minimal fees and prioritizing our members’ needs with a transparent, inclusive, and supportive approach.
Join via our Online Application
Here’s what you’ll need to get started.
Check if you’re eligible
Review this list of partners to see if you’re already part of an organization we recognize for eligibility. Don’t see one? No worries– select “Enroll me as a member of Solar United Neighbors at no cost” during the application process.
Gather your important documents
Whether you’re opening an account for yourself, a joint holder, or beneficiary, be sure to have a U.S. social security number and valid form of ID such as a driver’s license, passport, military ID, or state ID.
Plan your deposit
Once you confirm eligibility, you can open a savings account starting with just $5. From there, write a check and mail it in or transfer money from an existing account using the account number and routing number.
What Our Members Say About Us
— Martin and Sonica“I looked at several options to finance our solar photovoltaic system. Decided to go with Clean Energy CU because they were clear and transparent from the start, and it only made sense to prioritize banking with a sustainable financial institution.”
Calculate How Much Energy You’ll Save When You Switch
See the impact your dollars can have each year your funds are deposited at Clean Energy CU.
Find the Answers You Need.
Savings accounts require a $5 minimum balance to maintain the account (and to maintain your membership in the Credit Union). Checking accounts require a $25 minimum deposit to open the account, but no ongoing minimum monthly balance is required. Money market accounts require a $500 minimum balance to maintain the account.
Because we are a federally chartered credit union, all deposits will be federally insured up to the allowable limits (e.g. up to $250k per person or per organization). This makes opening a deposit account or buying a “clean energy CD” far less risky than any other kind of investment in the clean energy sector. Furthermore, with low minimum investment thresholds, regular people—not just big financiers—will be able to leverage their dollars to support clean energy through safe, sound investments.
All deposits in Clean Energy Credit Union are insured by the National Credit Union Share Insurance Fund (NCUSIF). According to Wikipedia: “[The NCUSIF] is administered by the National Credit Union Administration (NCUA) for the purpose of providing deposit insurance to protect deposits of credit union members at insured institutions in the United States. It was created in 1970 shortly after the creation of the NCUA as an independent regulator of credit unions. The NCUSIF is funded completely by participating credit unions, and no taxpayer dollars have ever been used to bail out a credit union. The NCUSIF is backed by the full faith and credit of the United States government.”
Yes, you can add a joint owner to your credit union accounts. Joint ownership allows multiple individuals to share access and responsibilities for the account.
If you are an existing member, you can add a joint owner by completing the form in online banking located within the self service menu.
If you are planning to apply to become a member, you will be asked if you’d like to add a joint owner on the membership application.
While credit unions have some similarities to banks, there are also lots of important differences. This table helps to compare and contrast between the two models:
| BANK | CREDIT UNION (CU) |
|---|---|
| Can serve the general public | Can only serve its members who must be drawn from a specific, identified community (aka its “field of membership”) |
| Can sell stock and accept equity investments | Cannot sell stock or accept equity investments |
| Owned by its stockholders in proportion to stock ownership | Democratically owned and controlled by its members on a one-member-one-vote basis |
| Primarily exists to maximize financial returns for its stockholders | Primarily exists to serve its members |
| Earnings (via declared dividends) are paid only to stockholders | Earnings are paid back to members via higher savings rates and lower loan rates |
| Must pay taxes | Is tax exempt; does not pay taxes |
| Deposits are federally insured by the Federal Deposit Insurance Corporation (FDIC) up to $250k per customer | Deposits are federally insured by the National Credit Union Share Insurance Fund (NCUSIF) up to $250k per member |
| Board members are paid | Board members are volunteers and cannot be paid |
Yes, you can either click on the “Chat” bottom at the top and bottom of each page on our website, or you can call us at 720-479-7900.
Join Our Movement
Join us to work toward a cleaner, greener future. It’s time to make the switch– Become a member today.