Carbon Offset Calculator

Your transactions can power a cleaner planet.

Calculate Your Impact

By moving your money to a Clean Energy Credit Union account, you’re directly supporting the clean energy movement by helping others afford clean energy and earning high returns on your dollars.

How is this calculated?

Clean Energy Credit Union’s calculations are based off a climate impact study that was commissioned by the Hewlett Foundation and conducted by Climate Action Reserve. These calculations take into account the CO2 offset by each of our loan products, useful life of these projects, and the % of our portfolio each loan type makes up.

Our Rates

Our CDs are similar to U.S. Treasury Bills or municipal bonds in that they’re low-risk, income-generating investments; however, Clean Energy CDs have a uniquely positive impact on our environment and economy by helping other Credit Union members afford to use clean energy – and they’re federally insured.

Clean Energy Certificate of Deposit (CD) Rates
Terms²	$1,000 – $24,999¹		$25,000 – $99,999		$100,000
¹ Minimum balance requirement = $1,000. ² Early withdrawal penalties may apply to certificates of deposits. See Truth In Savings for details. ³ Dividend rates for an IRA clean energy CD are 0.10% higher than the standard rates shown here. ⁴ APY = Annual Percentage Yield. Dividend Rate/APY may change at any time.
Terms²	$1,000 – $24,999¹ Dividend Rate³	APY⁴	$25,000 – $99,999 Dividend Rate³	APY⁴	$100,000 Dividend Rate³	APY⁴
Terms² 6 months	$1,000 – $24,999¹ 4.00%	4.07%	$25,000 – $99,999 4.00%	4.07%	$100,000 4.00%	4.07%
Terms² 1 year	$1,000 – $24,999¹ 3.70%	3.76%	$25,000 – $99,999 3.80%	3.87%	$100,000 3.90%	3.97%
Terms² 2 years	$1,000 – $24,999¹ 3.55%	3.61%	$25,000 – $99,999 3.65%	3.71%	$100,000 3.75%	3.82%
Terms² 3 years	$1,000 – $24,999¹ 3.05%	3.09%	$25,000 – $99,999 3.15%	3.20%	$100,000 3.25%	3.30%
Terms² 4 years	$1,000 – $24,999¹ 2.30%	2.32%	$25,000 – $99,999 2.40%	2.43%	$100,000 2.50%	2.53%
Terms² 5 years	$1,000 – $24,999¹ 2.35%	2.38%	$25,000 – $99,999 2.45%	2.48%	$100,000 2.55%	2.58%
Terms² 10 years	$1,000 – $24,999¹ 2.45%	2.48%	$25,000 – $99,999 2.55%	2.58%	$100,000 2.65%	2.68%

Money market accounts pay competitive, tiered rates on balances of $2,500 or more while allowing you ready access to those funds when you need them. You’ll be able to easily transfer funds between your accounts at Clean Energy Credit Union and other financial institutions via free ACH transfers on your computer or mobile device.

Money Market Account Rates
Deposit Balance^{1 2}	Dividend Rate	APY³
¹ Minimum balance requirement = $500; ² Dividend rates for an IRA Money Market Account are 0.10% higher than the standard rates shown here. ³Annual Percentage Yield. Dividend Rate/APY may change at any time.
Deposit Balance^{1 2} $500 – $9,999	Dividend Rate 1.50%	APY³ 1.51%
Deposit Balance^{1 2} $10,000 – $49,999	Dividend Rate 1.60%	APY³ 1.61%
Deposit Balance^{1 2} $50,000 – $99,999	Dividend Rate 2.00%	APY³ 2.02%
Deposit Balance^{1 2} $100,000 – $199,999	Dividend Rate 2.15%	APY³ 2.17%
Deposit Balance^{1 2} $200,000	Dividend Rate 2.20%	APY³ 2.22%

Our checking accounts offer the conveniences you need with great rewards. Earn

Checking Accounts
Deposit Balance¹	Dividend Rate²	APY³
¹Minimum opening balance requirement = $25; ongoing minimum monthly balance requirement = $0 ²Rewards checking dividend rate applies in any given month where the tier criteria are met: Tier 1 Criteria: Direct Deposit >= $500 and total balances between loans and average monthly balance across all accounts is greater than $2,500 OR 15 or more debit card transactions of $5 or more Tier 2 Criteria: Direct Deposit >= $500 and total balances between loans and average monthly balance across all accounts is greater than $2,500 AND 15 or more debit card transactions of $5 or more Limited to one Rewards Checking per member account. Debit card transactions are defined as a point of sale or online purchase using the debit card linked to your checking account. *Direct deposits include deposits made by the member’s employer issuing payroll or a federal or state government agency paying benefits, etc. Direct deposits do not include deposits to an account that are made by an individual using online or mobile banking or an Internet payment provider such
Deposit Balance¹ Tier 1: $0 – $20,000 (with rewards checking)²	Dividend Rate² 2.50%	APY³ 2.53%
Deposit Balance¹ Tier 2: $0 – $20,000 (with rewards checking)²	Dividend Rate² 3.50%	APY³ 3.56%
Deposit Balance¹ Portion of your balance above $20,000 (with rewards checking)²	Dividend Rate² 0.15%	APY³ 0.15%
Deposit Balance¹ Any Balance (default rate)	Dividend Rate² 0.01%	APY³ 0.01%

3.5% APY on balances up to $15,000 and enjoy the perks of no overdraft fees or minimum balances required. Accessing and managing your account is a breeze with our eco-friendly debit cards, mobile card controls and free withdrawals at 32,000+ MoneyPass® shared ATM machines.

Our online application makes it easy to join our credit union. Simply complete our application here and you’ll have access to your account within a few days.

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