Carbon Offset Calculator

Your transactions can power a cleaner planet.

Calculate Your Impact

By moving your money to a Clean Energy Credit Union account, you’re directly supporting the clean energy movement by helping others afford clean energy and earning high returns on your dollars.


How is this calculated?

Clean Energy Credit Union’s calculations are based off a climate impact study that was commissioned by the Hewlett Foundation and conducted by Climate Action Reserve. These calculations take into account the CO2 offset by each of our loan products, useful life of these projects, and the % of  our portfolio each loan type makes up.

Our Rates

Our CDs are similar to U.S. Treasury Bills or municipal bonds in that they’re low-risk, income-generating investments; however, Clean Energy CDs have a uniquely positive impact on our environment and economy by helping other Credit Union members afford to use clean energy – and they’re federally insured.

Clean Energy Certificate of Deposit (CD) Rates

Terms(2)

$1,000 – $24,999(1)

$25,000 – $99,999

$100,000

(1) Minimum balance requirement = $1,000.
(2) Early withdrawal penalties may apply to certificates of deposits. See Truth In Savings for details.
(3) Dividend rates for an IRA clean energy CD are 0.10% higher than the standard rates shown here.
(4) One time only, during the 3 year term, member has the option to reset dividend rate to the rate in effect at the time of the reset.

Terms(2)

$1,000 – $24,999(1)

Dividend Rate(3)

APY

$25,000 – $99,999

Dividend Rate(3)

APY

$100,000

Dividend Rate(3)

APY

Terms(2)

6 months

$1,000 – $24,999(1)

4.30%

4.39%

$25,000 – $99,999

4.40%

4.49%

$100,000

4.50%

4.59%

Terms(2)

1 year

$1,000 – $24,999(1)

3.85%

3.92%

$25,000 – $99,999

3.95%

4.02%

$100,000

4.05%

4.13%

Terms(2)

2 years

$1,000 – $24,999(1)

2.95%

2.99%

$25,000 – $99,999

3.00%

3.04%

$100,000

3.05%

3.09%

Terms(2)

3 years

$1,000 – $24,999(1)

2.25%

2.27%

$25,000 – $99,999

2.30%

2.32%

$100,000

2.35%

2.38%

Terms(2)

3 years (bump up option)(4)

$1,000 – $24,999(1)

2.20%

2.22%

$25,000 – $99,999

2.25%

2.27%

$100,000

2.30%

2.32%

Terms(2)

4 years

$1,000 – $24,999(1)

2.10%

2.12%

$25,000 – $99,999

2.15%

2.17%

$100,000

2.20%

2.22%

Terms(2)

5 years

$1,000 – $24,999(1)

2.15%

2.17%

$25,000 – $99,999

2.20%

2.22%

$100,000

2.25%

2.27%

Terms(2)

10 years

$1,000 – $24,999(1)

2.25%

2.27%

$25,000 – $99,999

2.30%

2.32%

$100,000

2.35%

2.38%

Money market accounts pay competitive, tiered rates on balances of $2,500 or more while allowing you ready access to those funds when you need them. You’ll be able to easily transfer funds between your accounts at Clean Energy Credit Union and other financial institutions via free ACH transfers on your computer or mobile device.

Money Market Account Rates

Deposit Balance1 2

Dividend Rate

APY

1 Minimum balance requirement = $2,500;

2 Dividend rates for an IRA Money Market Account are 0.10% higher than the standard rates shown here.

Deposit Balance1 2

$2,500 – $9,999

Dividend Rate

1.15%

APY

1.16%

Deposit Balance1 2

$10,000 – $49,999

Dividend Rate

1.22%

APY

1.23%

Deposit Balance1 2

$50,000 – $99,999

Dividend Rate

1.55%

APY

1.56%

Deposit Balance1 2

$100,000 – $199,999

Dividend Rate

1.70%

APY

1.71%

Deposit Balance1 2

$200,000

Dividend Rate

1.90%

APY

1.92%

Our checking accounts offer the conveniences you need with great rewards. Earn

Checking Accounts

Deposit Balance1

Dividend Rate2

APY

1 Minimum opening balance requirement = $25; ongoing minimum monthly balance requirement = $0
2 Rewards checking dividend rate applies in any given month where any two of the following conditions are met:
– 10 debit card transactions in that same month;*
– At least $1,000 in direct deposits in that same month;**
– An outstanding Clean Energy Loan (of any type) in that same month;
– At least $2,500 on deposit (combined average balance in all accounts) in that same month.

Limited to one Rewards Checking per member account.

*Debit card transactions are defined as a point of sale or online purchase using the debit card linked to your checking account.

**Direct deposits include deposits made by the member’s employer issuing payroll or a federal or state government agency paying benefits, etc. Direct deposits do not include deposits to an account that are made by an individual using online or mobile banking or an Internet payment provider such as PayPal or Venmo.

 

Deposit Balance1

Any Balance 

Dividend Rate2

0.01%

APY

0.01%

Deposit Balance1

$0 – up to $15,000 (with reward checking)2

Dividend Rate2

3.50%

APY

3.56%

Deposit Balance1

Portion of your balance above $15,000 (with rewards checking)2

Dividend Rate2

0.12%

APY

0.12%

3.5% APY on balances up to $15,000 and enjoy the perks of no overdraft fees or minimum balances required. Accessing and managing your account is a breeze with our eco-friendly debit cards, mobile card controls and free withdrawals at 32,000+ MoneyPass® shared ATM machines.

 

Our online application makes it easy to join our credit union. Simply complete our application here and you’ll have access to your account within a few days.

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