Student Bike Loans
Ride Clean. Build Credit.
Affordable bike financing for students with no minimum credit score required.
Two wheels. Two loan options.
Whether you need a pedal bike to get across campus or an e-bike to make the longer haul, Clean Energy Credit Union has student loan options built for where you are right now, not where your credit score is. No minimum credit score, flexible terms, and payments that won’t wreck your budget. Loans are subject to credit approval.
Student Pedal Bike and E-Scooter Loan
Get moving. No minimum credit score required.
- $300 to $1,000 loan amount
- Terms from 12 months to 36 months
- Minimum monthly payment: $25
- No minimum credit score. Great for first time borrowers
- 18+ with student verification. No job? A co-borrower works.
Student E-Bike Loan
Power your commute. No minimum credit score required.
- $500 to $3,500 loan amount
- Terms from 12 months to 5 years
- Minimum monthly payment: $25
- No minimum credit score. Great for first time borrowers
- 18+ with student verification. No job? A co-borrower works.
Today’s Rates
|
Loan Type |
Min/Max Loan Amount |
Term |
APR as low as |
|---|---|---|---|
|
1 Rates shown include a 2.00% discount for automatic loan payments. |
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|
Loan Type Pedal Bike and E-Scooter Loan |
Min/Max Loan Amount $300 to $1,000 |
Term 12-Month |
APR as low as 7.74% |
|
Loan Type Pedal Bike and E-Scooter Loan |
Min/Max Loan Amount $300 to $1,000 |
Term 24-Month |
APR as low as 7.99% |
|
Loan Type Pedal Bike and E-Scooter Loan |
Min/Max Loan Amount $300 to $1,000 |
Term 36-Month |
APR as low as 8.24% |
|
Loan Type |
Min/Max Loan Amount |
Term |
APR as low as |
|---|---|---|---|
|
1 Rates shown include a 2.00% discount for automatic loan payments. |
|||
|
Loan Type Student E-Bike Loan |
Min/Max Loan Amount $500 to $3,500 |
Term 12-Month |
APR as low as 7.74% |
|
Loan Type Student E-Bike Loan |
Min/Max Loan Amount $500 to $3,500 |
Term 24-Month |
APR as low as 7.99% |
|
Loan Type Student E-Bike Loan |
Min/Max Loan Amount $500 to $3,500 |
Term 3-Year |
APR as low as 8.24% |
|
Loan Type Student E-Bike Loan |
Min/Max Loan Amount $500 to $3,500 |
Term 5-Year |
APR as low as 8.74% |
From application to open road in four steps.
Check your options.
Use our loan calculator to explore monthly payments before you apply.
Apply for your loan.
Fill out a loan application online. Student verification required. No job? A co-borrower works.
Get approved.
Our team reviews your application and reaches out to finalize your loan details.
Ride clean.
Your loan funds and you are ready to roll. Every payment builds your credit history.
FAQs
Don’t let a credit score stop you from applying. We consider the full financial picture, not just a number. Loans are subject to credit approval.
Not necessarily. If you do not have income of your own, a co-borrower can help you qualify.
You will need to be 18 or older and provide proof of current enrollment at an accredited school. Our team can walk you through what is accepted during the application process.
The pedal bike and e-scooter loan covers non-motorized bikes and e-scooters. The student e-bike loan covers electric bicycles. If you are not sure which loan fits your ride, contact us and we can help.
Applying for a loan does require a credit check, which may have a small impact on your score. However, making consistent on-time payments will help you build credit over time.
Yes. We never charge prepayment penalties.
Setting up automatic payments from your checking account earns you a 2.00% rate discount and helps make sure you never miss a payment.
Ready to ride?
Apply for your student bike loan today and start building credit one mile at a time.