Student Bike Loans

Ride Clean. Build Credit.

Affordable bike financing for students.

Two wheels. Two loan options.

Whether you need a pedal bike to get across campus or an e-bike to make the longer haul, Clean Energy Credit Union has student loan options built for where you are right now. Loans are subject to credit approval.

Today’s Rates

Student Pedal Bikes & E-Scooters
Loan Type	Min/Max Loan Amount	Term	APR as low as
Rates shown include a 2.00% discount for automatic loan payments. Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics. APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Minimum monthly payment: $25 Pedal Bike minimum loan amount: $300. Maximum loan amount: $1,000.
Loan Type Pedal Bike and E-Scooter Loan	Min/Max Loan Amount $300 to $1,000	Term 12-Month	APR as low as 7.74%
Loan Type Pedal Bike and E-Scooter Loan	Min/Max Loan Amount $300 to $1,000	Term 24-Month	APR as low as 7.99%
Loan Type Pedal Bike and E-Scooter Loan	Min/Max Loan Amount $300 to $1,000	Term 36-Month	APR as low as 8.24%

Student E-Bike Rates
Loan Type	Min/Max Loan Amount	Term	APR as low as
Rates shown include a 2.00% discount for automatic loan payments. Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics. APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Minimum monthly payment: $25 Student E-Bike minimum loan amount: $500. Maximum loan amount: $3,500.
Loan Type Student E-Bike Loan	Min/Max Loan Amount $500 to $3,500	Term 12-Month	APR as low as 7.74%
Loan Type Student E-Bike Loan	Min/Max Loan Amount $500 to $3,500	Term 24-Month	APR as low as 7.99%
Loan Type Student E-Bike Loan	Min/Max Loan Amount $500 to $3,500	Term 3-Year	APR as low as 8.24%
Loan Type Student E-Bike Loan	Min/Max Loan Amount $500 to $3,500	Term 5-Year	APR as low as 8.74%

From application to open road in four steps.

Check your options.

Use our loan calculator to explore monthly payments before you apply.

Apply for your loan.

Fill out a loan application online. Student verification required. No job? Co-borrower may be required.

Get approved.

Our team reviews your application and reaches out to finalize your loan details.

Ride clean.

Your loan funds and you are ready to roll. Every payment builds your credit history.

FAQs

Don’t let a credit score stop you from applying. We consider the full financial picture, not just a number. Loans are subject to credit approval.

Not necessarily. If you do not have income of your own, a co-borrower can help you qualify.

You will need to be 18 or older and provide proof of current enrollment at an accredited school. Our team can walk you through what is accepted during the application process.

The pedal bike and e-scooter loan covers non-motorized bikes and e-scooters. The student e-bike loan covers electric bicycles. If you are not sure which loan fits your ride, contact us and we can help.

Applying for a loan does require a credit check, which may have a small impact on your score. However, making consistent on-time payments will help you build credit over time.

Yes. We never charge prepayment penalties.

Setting up automatic payments from your checking account earns you a 2.00% rate discount and helps make sure you never miss a payment.

Ready to ride?

Apply for your student bike loan today and start building credit one mile at a time.

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