A young woman with bright red hair smiles and holds up a smartphone displaying the Clean Energy Credit Union app and debit card on a sunny campus.

Built for Students

Ride Clean. Earn Cash. Build Credit.

The checking account and bike loan your campus commute has been waiting for.

Spend. Earn. Ride.

Open a student checking account with 3% cash back and no monthly fees, then pair it with a pedal bike or e-scooter loan to build credit and get around campus. Clean Energy Credit Union gives students the tools to move smarter from day one, and every dollar you deposit funds clean energy.

Student Account Starter

Your financial foundation. Open it today, grow it forever.

  • 3% cash back on all debit card purchases, up to $10 a month. 10 purchases per month required.
  • No monthly maintenance fees.
  • $25 opening deposit with no minimum balance required.
  • Debit cards can be added to your digital wallet for Apple, Google, and Samsung Pay.
  • Overdraft Line of Credit available for those who qualify.
Open your Account Today
A young woman laughs outdoors on a sunny day while a friend holds up a smartphone displaying the Clean Energy Credit Union app and debit card.

Student Pedal Bike and E-Scooter Loan

Get moving today.

  • $300 to $1,000 loan amount
  • Terms from 12 months to 36 months
  • Minimum monthly payment: $25
  • Great for first time borrowers
  • Eligibility:  Age 18+, student verification required.
  • No job? Co-borrower may be required.
Apply for a Loan

Student E-Bike Loan

Power your commute.

  • $500 to $3,500 loan amount
  • Terms from 12 months to 5 years
  • Minimum monthly payment: $25
  • Great for first time borrowers
  • Eligibility:  Age 18+, student verification required.
  • No job? Co-borrower may be required.
Apply for a Loan
Student E-Bike Rates

Loan Type

Min/Max Loan Amount

Term

APR as low as

  • Rates shown include a 2.00% discount for automatic loan payments.
  • Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.
  • APR = Annual Percentage Rate. All rates and programs are subject to change at any time.
  • Minimum monthly payment: $25
  • Student E-Bike minimum loan amount: $500. Maximum loan amount: $3,500.

Loan Type

Student E-Bike Loan

Min/Max Loan Amount

$500 to $3,500

Term

12-Month

APR as low as

7.74%

Loan Type

Student E-Bike Loan

Min/Max Loan Amount

$500 to $3,500

Term

24-Month

APR as low as

7.99%

Loan Type

Student E-Bike Loan

Min/Max Loan Amount

$500 to $3,500

Term

3-Year

APR as low as

8.24%

Loan Type

Student E-Bike Loan

Min/Max Loan Amount

$500 to $3,500

Term

5-Year

APR as low as

8.74%

Student Pedal Bikes & E-Scooters

Loan Type

Min/Max Loan Amount

Term

APR as low as

  • Rates shown include a 2.00% discount for automatic loan payments.
  • Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.
  • APR = Annual Percentage Rate. All rates and programs are subject to change at any time.
  • Minimum monthly payment: $25
  • Pedal Bike minimum loan amount: $300. Maximum loan amount: $1,000.

Loan Type

Pedal Bike and
E-Scooter Loan

Min/Max Loan Amount

$300 to $1,000

Term

12-Month

APR as low as

7.74%

Loan Type

Pedal Bike and
E-Scooter Loan

Min/Max Loan Amount

$300 to $1,000

Term

24-Month

APR as low as

7.99%

Loan Type

Pedal Bike and
E-Scooter Loan

Min/Max Loan Amount

$300 to $1,000

Term

36-Month

APR as low as

8.24%

Climate-Friendly Banking with All The Benefits

  • How much do you earn back?
    3%
  • How much is that per year?
    $120
  • How much to get started?
    $25

Why Clean Energy Credit Union?

Banking that works as hard as you do.

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3% cash back on every purchase

Earn on every debit card transaction: lunch, streaming, groceries, all of it. Up to $10 back every month, $120 a year.

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No monthly maintenance fees

No balance minimums, no surprise charges, no fine print. Keep every dollar you earn.

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Free ATM access nationwide

Your Clean Energy Credit Union debit card works at 30,000+ surcharge-free ATMs. No fees for getting your own money.

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Mobile first banking

Apple Pay, Google Pay, Samsung Pay, mobile deposits, real-time alerts. Manage everything from your phone.

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Your deposits fund clean energy

Every dollar you deposit helps fund clean energy loans for members, not oil pipelines or shareholders.

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Overdraft Line of Credit up to $300

Need a little cushion? Apply for an Overdraft Line of Credit during account opening. Applying only requires a soft credit pull, so your credit score won’t be affected.

From application to open road in four steps.

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Run the numbers

Use the commuter bike loan calculator above to find a monthly payment that works for you.

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Apply for your loan

Fill out a loan application and add the Student Checking Account during the process.

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Open your checking account

Finalize your Student Checking Account during the membership onboarding call for just $25 to open.

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Ride clean, bank green

Your loan funds, your account is live, and your dollars go to work for clean energy, not a corporation.

Ready to ride?

Open your Student Checking Account for $25 and pair it with a bike loan built to get you moving and building credit.